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Deadlines and Credit Availability Summary Schedules - Monday through Friday

Monday through Friday 3:00 p.m. through 10:00 a.m. ET
Effective July 1, 2008

The following lists the credit availability summary schedules for Check 21 enabled services–FedForward^®, FedReturn^® and FedReceipt^®.

3:00 p.m. Deadline¹
(Forward Only)

Immediate^2,3,4	One Day	Three Day
All City/RCPC nationwide	Country in 2^nd District	Country in 12^th District
Country in 9^th, 10^th and 11^th Districts
All HDGS/PPGS nationwide
All FedReceipt endpoints Forward (XLS), Return (XLS)

6:00 p.m. Deadline¹
(Forward Only)

Immediate^2,3,4	One Day	Three Day
All City/RCPC nationwide	Country in 2^nd District	Country in 12^th District
Country in 9^th, 10^th and 11^th Districts	Other 9^th District country
Country in 9^th District (Forward only) (specific endpoints) (XLS)
All FedReceipt endpoints Forward (XLS), Return (XLS)

8:00 p.m. Deadline¹

Immediate^2,3,4	One Day	Three Day
All City/RCPC nationwide	Country in 2^nd District	Country in 12^th District
Country in Kansas City, Oklahoma City, Denver and all 11^th Districts	Other 9^th District country
Country in 9^th District (forward only) (specific endpoints) (XLS)
All FedReceipt endpoints Forward (XLS), Return (XLS)	Omaha country endpoints

10:00 p.m. Deadline¹

Immediate^2,3,4	One Day	Three Day
All City/RCPC nationwide	Country in 2^nd District	Country in 12^th District
All HDGS/PPGS nationwide
Country in 9^th District (forward only) (specific endpoints) (XLS)	Other 9^th District country
Country Kansas City, Oklahoma City, Denver and all 11^th Districts	Omaha country endpoints
All FedReceipt endpoints Forward (XLS), Return (XLS)

12:01 a.m. Deadline¹

Immediate^2,3,4	One Day	Three Day
All City/RCPC nationwide	Country in 2^nd District	Country in 12^th District
All HDGS/PPGS nationwide
Country in 9^th District (forward only) (specific endpoints) (XLS)	Other 9^th District country
Country Kansas City, Oklahoma City, Denver and all 11^th Districts	Omaha country endpoints
All FedReceipt endpoints Forward (XLS), Return (XLS)

2:00 a.m. Deadline¹

Immediate^2,3,4	One Day	Three Day
All City nationwide⁵ All RCPC nationwide except El Paso	Country in 2nd District	Country in 12th District
Country in Kansas City and Oklahoma City
Country in 9^th District (forward only) (specific endpoints) (XLS)	Denver country, Omaha country, Dallas country
All FedReceipt endpoints Forward (XLS), Return (XLS)	Other 9^th District country

4:00 a.m. Deadline¹
(Forward Only)

Immediate^2,3,4	One Day	Three Day
All City nationwide⁵ All RCPC nationwide, except El Paso, Salt Lake City, Charleston, Pittsburgh, Utica, Buffalo (x22x), Oklahoma City and Omaha.	El Paso, Charleston, Pittsburgh, Utica, Buffalo (x22x), Salt Lake City, Oklahoma City and Omaha RCPC	Country in 12^th District
All HDGS/PPGS nationwide except El Paso, Oklahoma City and Charleston
Country in 9^th District (forward only) (specific endpoints) (XLS)	2^nd District, 10^th District, 11^th District, and other 9^th District country
All FedReceipt endpoints Forward (XLS)

7:00 a.m. Deadline¹
(Forward Only)

Immediate^2,3,4	One Day	Three Day
All City nationwide⁵		Country in 12^th District
All HDGS nationwide except Charleston, Miami, Houston, Nashville, San Antonio, El Paso, Oklahoma City and Salt Lake City	Country non-HDGS in 2^nd, 9^th, 10^th and 11^th Districts
All RCPC Premium Plus Group Sort (XLS) nationwide except Charleston, Miami, Houston, Nashville, Oklahoma City, San Antonio, El Paso and Salt Lake City	All other RCPC, HDGS and Premium Plus Group Sort
Specific 12th District RCPC Endpoints (XLS)
All FedReceipt endpoints Forward (XLS)

10:00 a.m. Deadline¹
(Forward Only)

Immediate^2,3,4	One Day	Three Day
Specific City Endpoints (XLS)	Other city endpoints	Country in 12^th District
HDGS in Pacific Time Zone (Seattle, Portland, San Francisco, and Los Angeles)	Other RCPC endpoints
All RCPC Premium Plus Group Sort (XLS) in the Pacific Time Zone (Seattle, Portland, San Francisco, and Los Angeles)	Country in 2^nd, 9^th, 10^th and 11^th Districts
All FedReceipt endpoints Forward (XLS)

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¹ The deadlines listed are for the mixed image cash letter (ICL) deposit. Deadlines for the paper-to-image service product are one hour earlier than the published mixed ICL deadline, beginning at 7:00 p.m. ET. There are no paper-to-image deadlines prior to 7:00 p.m. ET.

² For the 3:00 p.m., 6:00 p.m., 8:00 p.m. and 10:00 p.m. deadlines, credit will be available at the next accounting day. For example, if you deposit at 3:00 p.m. on Monday, we will pass credit on Tuesday

³ All eligible Treasury and Postal Money Orders will receive immediate availability at all deadlines.

⁴ On Friday night, Minneapolis country items are immediate through 10:00 p.m. ET if deposited directly with Minneapolis. Minneapolis country items received after 10:00 p.m. ET Friday night will have the same availability as Sunday night.

⁵ Effective July 1, 2008, the city zone in the following offices was eliminated: Boston, East Rutherford, Buffalo, Pittsburgh, Columbus, Richmond, Columbia, Charleston, Birmingham, New Orleans, Nashville, Miami, Detroit, Milwaukee, Peoria, Indianapolis, Louisville, Little Rock, Helena, Omaha, Oklahoma City, San Antonio, Houston, El Paso, San Francisco Portland and Salt Lake City. Availability for items previously designated at city in the offices will be the same as RCPC.

Deadlines and Credit Availability Summary Schedules - Monday through Friday

Monday through Friday 3:00 p.m. through 10:00 a.m. ET Effective July 1, 2008

3:00 p.m. Deadline1 (Forward Only)

6:00 p.m. Deadline1 (Forward Only)

8:00 p.m. Deadline1

10:00 p.m. Deadline1

12:01 a.m. Deadline1

2:00 a.m. Deadline1

4:00 a.m. Deadline1 (Forward Only)

7:00 a.m. Deadline1 (Forward Only)

10:00 a.m. Deadline1 (Forward Only)