2009 Check Service Fees
Including Endpoint/Tier Listings and Availability Schedules

The following Federal Reserve Financial Service fees provide you with the information you need to price our services or reconcile your bill. If you have any questions related to these fees, please contact your account executive. For questions related to your bill, please look up your account services contact in MyFedDirectorySM.

Check 21 Enabled Services–FedForward®, FedReturn® and FedReceipt®

FedImage® and Electronic Check Services

Provides financial institutions with earlier access to check data contained in your incoming cash letters through FedImage® Services, MICR Products and Presentment Point Services.

Paper Check Services

Suite of services offering check collection and return services with select deposit options based on deposit deadlines and credit availability.

Check Forward and Return Schedules
(Includes Canadian and Foreign Check Service Information)

Forward and Return Check Clearing Service enables financial institutions to forward checks for collection or return unpaid checks.  The Federal Reserve Banks offer item processing, settlement and adjustment services to help manage all of a financial institution's check clearing needs, as well as send return checks to the bank of first deposit, or to a designated correspondent bank or processor.

Endpoint Tier Listings

Key to Routing Numbers Table

Transit Points and Deadlines

Deposit Relay Stations

Credit Availability Schedules (Listed by Processing Location)

Availability of funds on Other Fed items in a mixed cash letter is determined by this availability schedule and fractional float adjustment factors.

Also, please note that changes to fractional availability percentages take effect March 1, 2009

For more information about Check, visit the service offerings pages or contact your account executive.

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