FedACH Services 2010 Fee Schedule

Origination (per item or record)1

Service Billing Code Fee
Item in small file 57201, 57202, 57205 $ 0.0030
Item in large file 57211, 57212, 57215 $ 0.0025
Addenda record 57219 $ 0.0013
Web-originated Return/NOC 57207 $ 0.302
Facsimile Exception Return/NOC 57240 $30.003
Voice Response Return/NOC 57241 $3.002
Automated NOC 57245 $0.154
Minimum fee - origination 57208 $0.01 - $25.00/month5

Receipt (per item or record)

Service Billing Code Fee
Minimum fee - receipt 57209 $0.01 - $15.00/month6
Items 1 - 1,000,000 per month 57220, 57221 $ 0.0025
Items 1,000,001 - 25,000,000 per month 57253 $ 0.0018
Per Item When Volume Exceeds 25,000,000 per Month 57254 $ 0.00167
Addenda record 57222 $ 0.0013

FedACH Risk® Management Services

Service Billing Code Fee
Origination Monitoring Service
Monitoring Criteria8
Per Set of Criteria for Sets 2 - 20 per Month 57804 $ 8.00
Per Set of Criteria for Sets 21 - 150 per Month 57805 $ 4.00
Per Set of Criteria for Sets 151 and above per Month 57806 $ 1.00
Batch Monitoring 57803 $ 0.0025/batch
RDFI File Alert Service Included in access fee
Risk Returns Reporting Service Included in access fee

FedEDI® Plus

Service Billing Code Fee
Basic Report9   Included in access fee
Standard Scheduled Report10 57700 $ 0.20/report generated
Standard On Demand Report10 57701 $ 0.75/report generated
Premier Report11 57703 $ 10.00/monthly report generated
Encrypted e-mail 57702 $0.20/e-mail

FedGlobalSM ACH Payments12

Service Billing Code Fee
Canada Service
Item Originated to Canada 57223 $ 0.62 (surcharge)13
Return Received from Canada 57224 $ 0.99 (surcharge)14
Trace of Item at Receiving Gateway 57226 $ 5.50
Trace of Item Not at Receiving Gateway 57226 $ 7.00
Mexico Service
Item Originated to Mexico 57275 $ 0.67 (surcharge)13
Return Received from Mexico 57285 $ 0.91 (surcharge)14
Item Trace 57295 $ 13.50
Panama Service
Item Originated to Panama 57500 $ 0.72 (surcharge)13
Return Received from Panama 57501 $ 1.00 (surcharge)14
Item Trace 57504 $ 7.00
NOC 57506 $ 0.72

Miscellaneous

Service Billing Code Fee
Account Servicing 57234 $37.00/RTN/month15
FedACH Settlement 57233, 57932 $45.00/RTN/month16
Information Extract File 57227 $50.00/RTN/month
IAT Output File Sort 57276 $35.00/RTN/month

Non-Electronic Input/Output17

Service Billing Code Fee
CD/DVD 57242, 57243 $50.00/CD or DVD
Paper 57244 $50.00/file

NACHA Network Administration Fees

Service Billing Code Fee
NACHA Admin Network Fee/month 57998 $ 8.00
NACHA Admin Network Fee/entry 57999 $ 0.000133

Effective January 4, 2010

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1 Small files contain fewer than 2,500 items; large files contain 2,500 or more items.

2 The fee includes the item and addenda fees in addition to the conversion fee.

3 The fee includes the item and addenda fees in addition to the conversion fee. Reserve Banks also assess a $30 fee for every government paper return/NOC they process.

4 The fee includes functionality usage fee and NOC processing fee.

5 Additional fee for any ODFI incurring less than $25 in origination fees.

6 Additional fee for any RDFI not originating forward items and incurring less than $15 in receipt fees.

7 Institutions that meet volume tier requirements pay $0.0016 for each receipt item received during the month.

8 Criteria may be set by a routing number (RTN) or by one or more Company IDs based on the service version chosen by the ODFI. (There is no fee for the first set of monitoring criteria for RTN or one company ID.)

9 The Basic report category includes the Quick Scan Report.

10 The Standard Scheduled and On Demand Report category includes the following:

  • Customer Transaction Activity Report
  • Death Notification Report
  • International (IAT) Report
  • Notification of Change Report
  • Payment Data Information File
  • Remittance Advice Detail Report
  • Remittance Advice Summary Report
  • Return Item Report
  • Social Security Beneficiary Report

11 The Premier Report category includes the ACH Routing Number Activity report. 

12 The international fees and surcharges vary from country to country as these are negotiated with each international gateway operator.

13 This per-item surcharge is in addition to the standard domestic Origination fees listed in this fee schedule.

14 This per-item surcharge is in addition to the standard domestic Receipt fees listed in this fee schedule.

15 The fee applies to routing numbers that have received or originated FedACH transactions during a month. Institutions that receive only U.S. government transactions or that elect to use a private sector operator exclusively are not assessed the fee.

16 The fee applies to any routing number with activity during a month. This fee does not apply to routing numbers that use the Reserve Banks for U.S. government transactions only.

17 Limited services are offered in contingency situations.

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