Treasury Check Reclamation

Treasury Check Reclamation is a recovery procedure used by the Department of the Treasury, Financial Management Service (FMS), to obtain a refund (reclamation) from a presenting financial institution for paid federal government checks.

Notices of Direct Debit (U.S. Treasury Check Reclamation) are generated by the Financial Management Service. See Gold Book: The Check Reclamation Guide (Off-site Link) for instructions.

The Department of the Treasury, FMS and the Federal Reserve Bank of Philadelphia implemented changes to the delivery and processing of check reclamations, effective September 27, 2010. See the letter dated September 1, 2010 (PDF), for more details.

Additional changes will be implemented on September 26, 2011, including changes to the payment handling process and changes to the delivery of check reclamation reports. See the letter dated September 13, 2011 (PDF), for more details.

The Department of the Treasury, Financial Management Service (FMS) will begin directing Federal Reserve Banks to debit a financial institution’s Master Account for all check reclamations for which the financial institution has not either paid or submitted a valid protest within 30 calendar days from the reclamation date. Refer to the letter dated September 22, 2011 (PDF), which contains a Quick Reference Table, for more details about this change.

To sign up for the service to receive Treasury Check Reclamations via an e-mail, please access the FedMail Service Request Form (PDF). Scroll down the form to the Treasury Check Reclamation section then complete and return the form as indicated on the bottom of page 1.