Access Solutions Matrix

The Federal Reserve Banks' suite of electronic access solutions are designed to be reliable, flexible and cost effective, with security features tailored to the nature of the services selected by our customers. Federal Reserve Financial Services customers can find a solution that meets their needs, regardless of their size or complexity. We offer two types of access solutions: attended and unattended. Our attended access solutions offer access to critical payment and information services via a web-based interface. Our unattended access solutions are computer-to-computer, IP-based interfaces designed for medium- to high-volume customers. Our electronic access pricing packages are designed to meet the individual connection and contingency needs of your organization, and deliver multiple access solution options for one fee.

  • FedPhone®, a voice-response system, is used to access several financial service offerings. Users can access basic service information and take advantage of the interactive capabilities of FedPhone to submit requests and send information to the Federal Reserve Banks.
  • FedMail® is an electronic messaging system used to transmit information from the Federal Reserve Banks to your organization. FedMail provides an alternate delivery mechanism to paper-based delivery. The service offers same-day delivery of statements and advices from a number of financial service areas.
  • FedLine Web® is an attended, web-based solution, providing rapid, flexible and powerful access to Federal Reserve Financial Services. In addition to accessing informational services, you can also perform limited transactional services such as cash ordering, FedACH® Returns and NOCs and Check 21. FedLine Web customers also have access to FedMail e-mail at no additional cost. FedLine Web uses the power of the Internet to provide your staff with convenient, same-time access to Federal Reserve Financial Services.
  • FedLine Advantage® uses layered security, including both hardware and software components, to offer web-based access to critical payment services, including FedACH Services, the Fedwire® Funds Service, the Fedwire Securities Service, and the National Settlement Service. In addition, customers can also access those services available through FedLine Web. This robust solution allows many options for technical customization and integration that enable your organization to leverage its existing infrastructure.
  • FedLine CommandSM is an IP-based, low-cost, unattended batch file solution that provides computer-to-computer access to certain critical payment services, beginning with FedACH Services. This solution uses off-the-shelf software for easy integration with your existing infrastructure.
  • FedLine Direct® is the top-level, unattended offering in the Federal Reserve Banks' suite of IP-based access options. FedLine Direct is built upon an upgraded network architecture that offers increased transmission efficiency and diversity, enabling unattended real-time computer-to-computer access to critical payment services. As with all Federal Reserve access solutions, security and reliability are top priorities. FedLine Direct allows your organization to leverage technology investments by utilizing common, off-the-shelf software, providing greater interoperability with your bank's business systems.

Use the following table to compare the Federal Reserve Financial Services available via the access solutions to determine the option that is best for your organization.

Service Comparison

Account Services

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
ABMS Inquiry Yes Yes
IAS / PSR Inquiry Yes Yes
IAS Detailed Inquiries, Notifications and Advices Yes Yes
Billing Statements Available May 2008 Available May 2008 Yes Yes Yes
Accounting Statements Available May 2008 Available May 2008 Yes Yes Yes
Cash Management Information Yes Yes
DORPS Reports Available May 2008 Available May 2008 Yes Yes Yes
Service Charge Information Yes Yes

Check Services

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
Check 211 Available June 20082 Available June 2008 Yes
Check Adjustments Yes Yes Yes
FedImageSM Retrieval Yes2 Yes
FedImage File Download Yes
Fine Sort Cash Letter Notices Yes Yes
MICR Files Yes Yes
Derive a Return Item Yes Yes
Return Or Retrieval Request (RORR) Yes Yes
Account Totals Yes Yes
Electronic Cash Letters (ECL) Yes Yes
Large Dollar Return Item Notifications Yes Yes
Direct Sends Yes Yes
Check Exception Reports Yes3

FedACH Services

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
File Transmission To/From Federal Reserve Yes Yes Yes
Request Output File Delivery Yes
View File Transmission and Processing Status Yes Yes
Derive Returns and NOCs Yes Yes Yes
File, Batch and Item Detail Information Yes Yes
Download Advice Yes Yes Yes Yes4
Settlement Information Yes Yes Yes
Customer Profile Information Yes Yes Yes
Returns Activity Statistics Yes Yes
Risk Origination Monitoring Yes Yes Yes
Risk RDFI File Alert Yes Yes Yes
FedEDI Plus Yes Yes Yes

FedCash Services

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
Send Currency/Coin Orders Yes Yes Yes
Send Currency/Coin Deposit Notification Yes3 Yes3 Yes3
File Upload- Upload a Transaction File Yes Yes
Send Forms and Supply Orders Yes3 Yes3 Yes3
Cross-shipping Reports Yes Yes
Access Manager Yes Yes

Fedwire Funds Service

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
Originate and Receive Funds Transfer Yes Yes
Import and Export Funds Transfer Messages Yes
Funds Offline Advices Yes

Fedwire Securities Service

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
Originate and Receive Securities Transfers Yes Yes
Import and Export Securities Transfers Yes
Securities Offline Transaction Notifications Yes
Securities Holdings Reports Yes
State and Local Agency Pledge Activity Report Yes
Holdings Report Yes

National Settlement Service

Service FedLine Direct FedLine Command FedLine Advantage FedLine Web FedPhone FedMail
View Agent Profiles Yes
View Settlement Arrangement Yes
View, Retry or Cancel Settlement File Yes

Top of Page

1 Check 21 services can be accessed via three options: FedLine Web, Internet with Tumbleweed SecureTransport Client, or via a dedicated connection using Connect:Direct.

2 Requires PC with access to the public Internet.

3 Service not offered in all 12 Districts.

4 Pushes advices to e-mail inbox.