On December 9, 2018, the complete E-Payments Routing Directory data files, including Fedwire® and FedACH® Participant files, will no longer be publicly available on FRBservices.orgSM due to increased misuse of the data. The individual Search Fedwire/FedACH RDFI Participants lookup will remain.

Currently, financial institutions and authorized users that are FedLine Web® or FedLine Advantage® Solutions customers have access to the E-Payments Routing Directory via FedLine® Home. When the complete E-Payments Routing Directory data file is removed from FRBservices.org, FedLine will be the only way to retrieve this data from the Federal Reserve Banks.

Moving forward, financial institutions may continue to manually download the data via FedLine or will have the option to set up a script to automate retrieval of the complete E-Payments Routing Directory data files. End User Authorization Contacts (EUACs) and Technical Contacts at authorized financial institutions can request a “My Financial Institution” download code from FedLine that can be inserted into a script to request the data. More information about how to set up a script can be found in the Quick Start Guide for Financial Institutions on FedLine Home.

Download codes for financial institutions’ corporate customers

The Federal Reserve Banks have recently launched a service that will allow financial institutions with FedLine to authorize their corporate customers to retrieve the complete E-Payments Routing Directory data files on an automated basis. Financial institutions’ corporate customers are encouraged to contact (PDF) their bank or credit union to establish the mechanism necessary to retrieve the E-Payments Routing Directory data.

Credentialed EUACs or credentialed Technical Contacts at financial institutions should generate a “My Customer” download code from FedLine Advantage or FedLine Web in order to authorize their corporate customer’s retrieval of the complete E-Payments Routing Directory data files. These codes, along with the Quick Start Guide for Non-Banking Institutions, should be securely delivered to the requesting corporate customer. An agreement between the financial institution and its customer, governing the customer’s use of the directory and download code, is required.

Financial institutions are encouraged to proactively reach out to their corporate customers that currently utilize the directory to offer this service. Accurate routing data for payments improves the overall payments system and minimizes transaction errors saving time and money for both financial institutions and their corporate customers.