Skip to main content

Faster ACH funds availability is coming

As a reminder to all FedACH® customers, the next enhancement to Same Day Automated Clearing House (ACH) goes into effect on September 20, 2019. This enhancement will increase the speed of funds availability for certain Same Day ACH and next-day ACH credits. Funds from Same Day ACH credits processing in the existing first processing window must be made available by 1:30 p.m. in the receiving depository financial institution’s (RDFI) local time. Funds from non-Same Day ACH credits must be available by 9 a.m. in the RDFI’s local time on the settlement date if the credits were available to the RDFI by 5 p.m. local time on the previous day.

Questions should be directed to FedACH and Check Services Customer Support.