The Federal Reserve Banks are modernizing the platform we use to support ACH processing services. This resource center presents information about the upcoming technology modernization and the impact on FedACH® Services.
We have performed extensive internal testing to ensure operational readiness of the new platform. The next phase will be to ensure your institution’s readiness. We encourage all financial institutions and processors who send and receive files directly with the Federal Reserve Banks to test in the new environment to help ensure your systems are compatible with our modernized platform.
Testing is now open for all customers. Output test files will be created and available by Tuesday morning each week. Please ensure you retrieve your test files as soon as possible. Additional output test files could be created throughout the week and you are also able to test with those files.
Also, it is important to send test files to ensure your files continue to process as expected. Sample customer test scripts can be found above. Testing will be available until October 23, 2020.
Updated as of June 30, 2020
The Federal Reserve Banks are committed to providing the answers and information you need during our Automated Clearing House (ACH) modernization effort. The answers to many of our customers' most frequently asked questions can be found using the links below.
If your question is not answered by the information provided on the site, please check back periodically as we will continue to update this page throughout the modernization effort. Also, the Contact page provides a comprehensive list of service and support contacts that can assist you.
The Federal Reserve Banks are modernizing the platform we use to support ACH processing services by making a strategic investment in newer technology to ensure the continuing efficiency and business value of FedACH Services.
As the payments landscape continues to evolve toward faster and more secure processing, it is essential for us to take steps now to modernize our FedACH processing platform. We are designing a more distributed processing infrastructure that will allow more flexibility and scalability.
The implementation date for the new processing system will be announced a minimum of 30 days advanced of the implementation.
The following groups will be encouraged to test with the Federal Reserve Banks:
Project updates will be communicated on the Communications page and this resource center.
As the transition date approaches, a customer change freeze period may be implemented. In the event of a freeze, financial institutions will be provided details in advance of the start of the freeze period.
FedACH and Check Services Customer Support are available to assist with any questions related to this project.