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Euronet

Euronet Worldwide

Solution(s): Ren
Website(s): renpayments.com (Off-site)
Contact: Kimberly Hammeke, khammeke@euronetworldwide.com

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Services and products to support the FedNow® Service

Ren Payment Hub enables financial institutions to rapidly implement and scale FedNow Service instant payment capabilities through a unified, ISO® 20022-native processing platform. The solution supports real-time credit transfers, Request for Payment (RFP), returns and liquidity transfers, with full message orchestration for pacs.008, pacs.002, camt.056, camt.029 and pain.013/014 flows. The platform supports multiple account types including DDA accounts for retail and business customers, with extensibility for loan accounts and treasury-managed accounts. It integrates with core banking systems for real-time balance validation, posting and liquidity management.

Ren provides API-first integration for initiating and managing transactions, supporting REST-based interfaces, file-based ingestion and host-to-host connectivity. Financial institutions can initiate, monitor and manage payments through configurable dashboards, operational queues and alerting mechanisms. The system enables real-time transaction tracking, exception handling and automated processing with minimal manual intervention. User interfaces are designed for operations teams, treasury users and customer channels (mobile, online banking, corporate APIs). Features include transaction monitoring, liquidity position visibility, queue management and audit tracking. The platform supports intelligent routing, allowing institutions to dynamically select the FedNow Service or alternative rails based on transaction attributes, limits and participant availability. Built-in risk controls, maker-checker workflows and compliance integrations ensure secure and compliant operations.

Segment type(s)

  • Financial Institution Service Provider

Solution type(s)

  • Account Tokenization
  • Banking as a Service (BaaS)
  • Correspondent Services (settlement)
  • Pay by Bank
  • Payment Service Providers
  • Payments Hubs/Platforms/Payment Gateways
  • QR Code solutions

Use cases/markets served

  • Bill Pay and Presentment
  • Buy Now Pay Later
  • Digital Wallet Funding/Defunding
  • Merchant
  • P2P Payments

FedNow functionality supported

  • Other

Ability to integrate with outside core processing solutions

  • Yes, any (core agnostic)

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Note on exchange information

Federal Reserve Financial Services (FRFS) is solely a host for the information presented in this Innovator Exchange and the inclusion or exclusion of a provider should in no way imply any relationship with, or recommendation or endorsement by, the Federal Reserve. Exchange presenters are not utilized by the Federal Reserve for the production or delivery of the FedNow Service. FRFS takes no responsibility for the content or accuracy of the information presented. Users of the exchange should perform their own due diligence on providers. See the Terms of Use and Privacy Policy for additional information.