Solution(s): Payment Galaxy
Website(s): finzly.com (Off-site)
Contact: Nisanta, nisanta.sahoo@finzly.com
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Services and products to support the FedNow® Service
Finzly powers next-generation real-time payments with a market-leading platform designed for banks and fintechs. Gain immediate, core-independent access to the FedNow Service and go live in weeks — not months — using our parallel digital core that integrates seamlessly with existing infrastructure. With a single platform supporting the FedNow Service, The Clearing House’s RTP® Network, ACH, wires, SWIFT and emerging tokenized rails, Finzly delivers a unified, frictionless payment experience across every channel.
Built on a cloud-native, microservices architecture, Finzly enables rapid deployment of new payment capabilities while modernizing operations without disruption. Open banking APIs make it easy to connect with fintechs, ERPs and ecosystem partners, enabling embedded finance and new revenue streams. From end-to-end clearing and settlement, direct tested and certified connections to the FedNow network, to real-time fraud monitoring via Verafin, automated compliance and AI-driven payment testing, Finzly manages operational complexity so your team can stay focused on innovation and growth. Expand your offerings with value-added services such as payment links, Request for Pay, bulk payouts, bill and tip payments, digital wallets, and account-to-account (A2A) pay-by-bank solutions tailored for e-commerce and gig platforms — all from digital experiences and APIs that can easily integrate into your products.
Through Banking as a Service, empower partners with real-time balance access and streamlined reconciliation using the full capabilities of the FedNow Service. Trusted by leading financial institutions, Finzly transforms real-time payments into a strategic advantage, helping you move faster, connect smarter and lead confidently in the instant payments era.
Segment type(s)
- Financial Institution Service Provider
Solution type(s)
- Account Tokenization
- AP/AR/ERP and Treasury Management Systems
- Banking as a Service (BaaS)
- Core Banking Platforms
- Correspondent Services (settlement)
- Digital User Experience (mobile/online interfaces)
- Digital Wallet
- Pay by Bank
- Payment Testing Platform Providers (including Sandbox Opportunities, proof-of-concept services)
- Payments Hubs/Platforms/Payment Gateways
- Risk Management and Fraud Services
Use cases/markets served
- Bill Pay and Presentment
- Brokerage
- Buy Now Pay Later
- Construction
- Digital Wallet Funding/Defunding
- Government (e.g., municipality, state, federal)
- Health Care
- Insurance
- Loans (direct or indirect)
- Merchant
- Other
- P2P Payments
- Payroll
- Real Estate (e.g., escrow, property management)
- Transportation
FedNow functionality supported
- Back Office/Treasury Management Services
- Connectivity to the FedNow Service via FedLine® Solutions
- Correspondent Settlement Services
- FI Staff-Initiated Transactions
- Fraud Prevention/Monitoring Services
- Liquidity Management Transfers
- Other
- Receiving FedNow Transactions
- RFP Transactions – Businesses Receiving
- RFP Transactions – Businesses Sending
- RFP Transactions – Consumers Receiving
- RFP Transactions – Consumers Sending
- Sending FedNow Transactions – Business Accounts
- Sending FedNow Transactions – Consumer Accounts
Ability to integrate with outside core processing solutions
- Yes, any (core agnostic)