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Datavisor

DataVisor Inc

Solution(s): DataVisor Fraud & AML Platform
Website(s): datavisor.com (Off-site)
Contact: Alex Niu, alex.niu@datavisor.com

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Services and products to support the FedNow® Service

DataVisor provides an AI-powered fraud and financial crime platform that enables financial institutions and payment providers to safely scale instant payments, including the FedNow Service and The Clearing House’s RTP® Network, by delivering real-time risk scoring and decisioning at authorization time. Our solution supports consumer and business DDAs/checking, savings, money market, card, lending and treasury accounts, as well as digital wallets and payment accounts used for instant payments. We ingest payment messages and contextual data from cores, payment hubs and digital channels, then apply layered rules, supervised and unsupervised ML, and graph analytics to detect scams, mule activity, first-party abuse, ATO-driven pushes and other real-time payment fraud typologies across RTP/the FedNow Service, ACH, wires, cards and checks. Integration is via real-time REST APIs, message queues, event streams and batch files, allowing institutions or service providers to call DataVisor synchronously from their instant payment flow and receive risk scores, reason codes and decision recommendations in milliseconds. Fraud and risk teams use DataVisor’s web UI for strategy design, simulation and deployment, as well as case management, link analysis and reporting. Operational users consume alerts and cases, while business and compliance stakeholders leverage dashboards for oversight and model governance. Primary users are financial institution staff — fraud, AML, risk and operations teams — who protect both business and retail customers by embedding real-time fraud controls into their instant payment offerings.

Segment type(s)

  • Financial Institution Service Provider

Solution type(s)

  • Risk Management and Fraud Services

Use cases/markets served

  • Bill Pay and Presentment
  • Buy Now Pay Later
  • Digital Wallet Funding/Defunding
  • Government (e.g., municipality, state, federal)
  • Insurance
  • Loans (direct or indirect)
  • Merchant
  • P2P Payments
  • Payroll

FedNow functionality supported

  • Fraud Prevention/Monitoring Services

Ability to integrate with outside core processing solutions

  • Yes, some

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Note on exchange information

Federal Reserve Financial Services (FRFS) is solely a host for the information presented in this Innovator Exchange and the inclusion or exclusion of a provider should in no way imply any relationship with, or recommendation or endorsement by, the Federal Reserve. Exchange presenters are not utilized by the Federal Reserve for the production or delivery of the FedNow Service. FRFS takes no responsibility for the content or accuracy of the information presented. Users of the exchange should perform their own due diligence on providers. See the Terms of Use and Privacy Policy for additional information.