Solution(s): ModernRails, UniFi, AccelerationCloud
Website(s): modernrails.io (Off-site), unificore.io (Off-site), accelerationcloud.com (Off-site), fintechautomation.com (Off-site)
Contact: David Park, dpark@fintechautomation.com
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Services and products to support the FedNow® Service
FinTech Automation (FTA) supports real-time gross settlement and batch payment rails — including the FedNow Service, domestic and international wires, ACH and check processing — allowing institutions to operate seamlessly across multiple payment networks within a single environment. This approach simplifies operations while supporting the growing demand for instant and always-on payments.
Beyond payment processing, FTA integrates core banking operations through comprehensive consulting, implementation and operational support. Their UniFi platform streamlines customer onboarding, workflow automation and day-to-day operational controls, including liquidity management, approval workflows, customer support and exception handling. Built-in compliance capabilities and reporting provide full visibility into transaction activity, audit trails, and customer and account records, helping institutions meet regulatory and operational obligations with confidence. FTA strengthens risk management through real-time transaction evaluation and model-driven analytics. Payment and account activity is continuously monitored to identify anomalous behavior and emerging risk patterns, supporting AI-driven fraud detection, compliance controls, and proactive operational oversight without disrupting customer experience. Designed to be core-agnostic, FTA enables institutions to extend and modernize existing systems without costly core replacement. By connecting onboarding, payments, compliance and reporting within a single platform, FTA delivers greater operational efficiency, scalability and control as institutions evolve to meet modern payment and banking demands.
Segment type(s)
- Consulting Firm/System Integrator
- End-User Service Provider
- Financial Institution Service Provider
Solution type(s)
- AP/AR/ERP and Treasury Management Systems
- Banking as a Service (BaaS)
- Core Banking Platforms
- Digital User Experience (mobile/online interfaces)
- Pay by Bank
- Payment Service Providers
- Payment Testing Platform Providers (including Sandbox Opportunities, proof-of-concept services)
- Payments Hubs/Platforms/Payment Gateways
- Risk Management and Fraud Services
Use cases/markets served
- Bill Pay and Presentment
- Brokerage
- Construction
- Insurance
- Loans (direct or indirect)
- Merchant
- P2P Payments
- Payroll
- Real Estate (e.g., escrow, property management)
- Transportation
FedNow functionality supported
- Back Office/Treasury Management Services
- Connectivity to the FedNow Service via FedLine® Solutions
- FI Staff-Initiated Transactions
- Fraud Prevention/Monitoring Services
- Liquidity Management Transfers
- Receiving FedNow Transactions
- RFP Transactions – Businesses Receiving
- RFP Transactions – Businesses Sending
- RFP Transactions – Consumers Receiving
- RFP Transactions – Consumers Sending
- Sending FedNow Transactions – Business Accounts
- Sending FedNow Transactions – Consumer Accounts
Ability to integrate with outside core processing solutions
- Yes, any (core agnostic)