Written Statement of Unauthorized Debit Copy (WSUD)

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Case Type Description | Proper Usage

Written Statement of Unauthorized Debit Copy (WSUD) – Used by the originating depository financial institution (ODFI) to request the written statement of unauthorized debit from the receiving depository financial institution (RDFI).

If you need to send a WSUD, submit an exception request to the Federal Reserve Banks.

If	Then the Federal Reserve Banks will
The Requestor is a Full-Service Participant* and the Responder is a Full-Service Participant or a Partial Service Participant* of the Exception Resolution Service	Send a same day acknowledgement to the Requestor if received by 8:00 p.m. ET Send a new exception case to the Responder
No response is received from the Responder after 10 business days from receipt of the request	Send a cancellation message to the Requestor and close the case
The Requestor receives a response and no action is taken by the Requestor after 10 business days from receipt of the response	Close the case
The Requestor is not a Full-Service Participant of the Exception Resolution Service	Send a cancellation message to the Requestor and close the case
The Responder is not a Participating Bank of the Exception Resolution Service	Send a cancellation message to the Requestor and close the case

*Refer to the General Notes section for the definitions of the Exception Resolution Service Participant roles.

Required Fields

Field Name	Field Description
Case Type	The investigation type that is being sent – WSUD.
Requestor ABA	The nine-digit routing number of the institution that is submitting the exception request to the Federal Reserve Banks.
Responder ABA	The nine-digit routing number of the institution that will receive the exception request from the Federal Reserve Banks.
Contact Name	The name of an individual who could be contacted regarding the submission of the exception request.
Telephone Number / Extension	The telephone number of the Requestor; to be used if there was a question regarding the exception request.
Reference Number	The reference number assigned to the exception as it is known by the Requestor of the message.
Settlement Date	The date the entry was settled by the Federal Reserve Banks.
Effective Entry Date	The date provided by the Originator and used by the ACH Operator to determine the Settlement Date.
Originating DFI	The nine-digit routing number of the institution that originated the ACH entry.
Receiving DFI	The nine-digit routing number of the institution that received the ACH entry.
Trace Number	The trace number assigned to the item, by the originator of the entry, involved in the exception request.
Entry Amount	The amount of the item that is the subject of the exception request.
Account Number	The account number from the ACH entry.
Transaction Code	The National Automated Clearing House Association (NACHA) transaction code.
Transaction Type	Identifies the transaction type as a debit or credit entry.
Originator ID	The Originator’s ID from the batch header.
Originator Name	The Originator’s name from the batch header.
Sec Code	The NACHA Standard Entry Class (SEC) code.

Optional ACH Transaction History Entry Lookup^*

Field Name	Field Description
Settlement Date	The date an ACH transaction was settled in batch. If the Settlement date is keyed, the processing start and end date range will be automatically populated.
Processing Start Date	The date an ACH transaction was processed. Required if the settlement date is not entered as search criteria. If only the processing start date is keyed, a search will occur only on that date. To search using a date range, enter a Processing End Date as well.
Processing End Date	Required for a date range search. Enter the Processing Start and End date.
Trace Number	The trace number assigned to the item, by the originator of the entry, involved in the exception request.
Account Number	The account number from the ACH entry.
Amount	The amount of the item that is the subject of the exception request.
Originator Name	The Originator’s name from the batch header.
Originating ID	The Originator’s ID from the batch header.

Select a Case Type

• Converted Check Copy (CCC)
• General (GNRL)
• Instant Payment General (IPGN)
• Non-Receipt Claim (NRC)
• ODFI Request for Return (ODRR)
• Originator Contact Information (OCI)
• Payment Trace Request (PTR)
• RDFI Request for Late Return Acceptance (RDLR)
• Request for Proof of Debit Authorization (RPDA)
• Written Statement of Unauthorized Debit (WSUD)

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