Online transfers: 9:00 p.m. on the preceding calendar day to 6:30 p.m. Eastern Time (ET)2
Offline transfers: 9:00 a.m. to 6:00 p.m. ET2
Online transfers: 8:30 a.m. to 7:00 p.m. ET2
Offline instructions: 9:00 a.m. to 4:00 p.m. ET2
For information on requesting an extension to these operating hours, review the Fedwire Services Extension Guidelines. For additional information about the Fedwire Funds Service, Fedwire Securities Service or the National Settlement Service, visit the service offerings pages or contact your account executive.
1The Reserve Banks observe the following standard holidays: All Saturdays, All Sundays, New Year’s Day (January 1), Martin Luther King’s Birthday (third Monday in January), Presidents’ Day (third Monday in February), Memorial Day (last Monday in May), Independence Day (July 4), Labor Day (first Monday in September), Columbus Day (second Monday in October), Veterans’ Day (November 11), Thanksgiving Day (fourth Thursday in November), and Christmas Day (December 25). If January 1, July 4, November 11, or December 25 fall on a Sunday, the next following Monday is a standard Reserve Bank holiday. For the Fedwire Funds Service, when a non-holiday (for example, a non-holiday Monday) follows a standard holiday (for example, Sunday), the funds transfer business day begins at 9:00 p.m. ET on the holiday (the Sunday).
2The Reserve Banks may decide, in their sole discretion, to open or close the Fedwire Services at an earlier time, or extend the Fedwire Services, to facilitate special market needs.