Deadlines and Credit Availability Summary Schedules

Effective April 16, 2012

The following lists the credit availability summary schedules for Check 21–enabled Services FedForward® and FedReturn®.

The number '0' listed in the table below indicates immediate endpoints, the number '1' indicates one-day endpoints, and the number '2' indicates two-day endpoints.

Forward Collection
9PM 1AM 5AM 10AM
S-F M-FM-F M-F
FedReceipt Forward (XLS) 0 0 0 0/1
Immediate Substitute Check Forward (XLS) 0 0 0 1
One Day Substitute Check Forward (XLS) 1 1 1 1
All Other Substitute Check Forward 2 2 2 2
Return Collection
9PM 1AM 5AM10AM
S-F M-FM-FM-F
FedReceipt Returns (XLS) 0 0 N/A N/A
PDF Returns (XLS) 0 0 N/A N/A
Immediate Substitute Check Returns (XLS) 0 0N/A N/A
One Day Substitute Check Returns (XLS) 1 1 N/A N/A
All Other Substitute Check Returns 2 2 N/A N/A

NOTES

The deadlines listed are for the mixed image cash letter (ICL) deposit.

For the 9:00 p.m. deadline, credit will be available on the next accounting day. For example, if you deposit at 3:00 p.m. on Monday, we will pass credit on Tuesday

All eligible Treasury, Postal Money Orders, and Savings Bonds will receive immediate availability at all deadlines.

Items drawn on San Francisco country RTs (those beginning with 1214 and 3214) are deferred one day after the 9:00 p.m. deadline except for items drawn on 1214-0400-6 and 1214-0402-2.

Only non-premium FedReceipt RTs are immediate at 10:00 a.m.

Top of Page