As announced on Aug. 27, 2026, the November 2026 release has been rescheduled and will now occur in November 2027. More details about the scope of the release will be shared this fall.
The Fedwire Funds Service is the premier electronic funds-transfer service that banks, businesses and government agencies rely on for mission-critical, same-day transactions. Fedwire Funds Service participants benefit from the finality of payments credited to their Federal Reserve Bank master accounts.
Fedwire Funds Service participants can use the service to:
- Send or receive payments for their own accounts or on behalf of corporate or individual clients
- Settle commercial payments
- Settle positions with other financial institutions or clearing arrangements
- Submit federal tax payments
- Buy and sell federal funds
Sending and Receiving Wires
FedLine Advantage® Solution
The FedPayments® Manager – Funds application, a web-based solution, gives credentialed users access to manually create or import/upload a file for processing.
FedLine Direct® Solution
Unattended real-time computer-to-computer access for higher-volume message processing.
Information and Reporting Services
FedTransaction Analyzer®
Enables financial institutions to automate and standardize after-the-fact analysis of Fedwire Funds Service transactions.
Frequently Asked Questions
You can send a nonvalue camt.056 return request message to return the amount of the original wire.