Stay engaged with Federal Reserve Financial Services
The Federal Reserve values the opportunity to meet and engage with professionals from across the payments landscape at industry events. To continue learning about Federal Reserve Financial Services (FRFS), view the latest news and resources on our offerings and payment system initiatives below.
It’s also easy to stay informed by signing up for timely email communications. For additional ways to reach us, find a contact here.
FedNow® Service (Off-site)
The FedNow Service is an instant payments infrastructure that allows participating banks and credit unions to send and receive transactions within seconds on behalf of their customers – 24 hours a day, seven days a week. Explore resources below to learn about instant payments and the opportunities they provide to financial institutions, businesses, consumers and others in the payments ecosystem.
Product Sheet: Get to Know the FedNow Service (Off-site)
Network intelligence API launching soon (Off-site)
Chief FedNow Executive give an inside look at the service (Off-site)
Instant payments and B2B payments modernization (Off-site)
Drive auto financing forward with instant payments (Off-site)
Real estate transactions and instant payments (Off-site)
Property and casualty insurance and instant payments (Off-site)
Fraud Mitigation Services and Resources
The Federal Reserve offers a variety of tools to help financial institutions fight fraud and monitor their payments. Explore resources below to learn more.
Discover how FedACH® tools can help you adhere to 2026 Nachas® risk management rules
FedDetect® Notification Services suite:
FedACH Anomaly Notification, Duplicate Check Notification and Payee Name Verification
FedACH® Risk Origination Monitoring Service
FedNow® Service fraud management capabilities (Off-site)
FraudClassifierSM Model (Off-site)
ScamClassifierSM Model (Off-site)
Scams Mitigation Toolkit (Off-site)
Check Fraud Mitigation Toolkit (Off-site)
Synthetic Identity Fraud Mitigation Toolkit (Off-site)
Information Services
The Federal Reserve Bank’s Information Services empower your institution to more effectively analyze and report on payments. Information Services provide valuable current and historical reporting and complement existing industry solutions.
Exception Resolution Service
FedTransaction Analyzer
FedPayments Insights
FedPayments Reporter for FedACH
FedPayments Reporter for Check
FedPayments Improvement (Off-site)
The Federal Reserve engages with the industry as a leader/catalyst to facilitate advances in the U.S. payment system that promote integrity, efficiency and accessibility for all. View our work on key initiatives below.
Account Takeover Fraud Mitigation Toolkit (Off-site)
Harnessing the Power of ISO® 20022: Why This Global Payment Standard Matters for Fraud Mitigation (Off-site)
Sweet Talk to Financial Ruin: Romance Impostor Scams (Off-site)
Leveraging Two Models to Fight Fraud and Scams (Off-site)
ScamClassifierSM Model (Off-site)
Scams Mitigation Toolkit (Off-site)
Check Fraud Mitigation Toolkit (Off-site)
Synthetic Identity Fraud Mitigation (Off-site)
FedACH® Services
The FedACH Services suite provides financial institutions with efficient, low-cost batched payment services that enable an electronic exchange of debit and credit transactions through the ACH network. Learn about FedACH products and services below.
How FedACH tools can help you adhere to 2026 Nacha® risk management rules
FedACH Anomaly Notification
FedACH Risk Origination Monitoring Service
FedPayments® Insights Service (PDF)
FedPayments Reporter for FedACH Services
FedCash® Services
The Federal Reserve Banks offer FedCash Services to help ensure that depository institutions have sufficient supplies of currency and coin to meet public demand. The Federal Reserve Banks act as a distribution center for the issuance of new currency designed and printed by the Bureau of Engraving and Printing, and for new coins minted by the United States Mint. Learn more about FedCash Services below.
FedCash E-Manifest Service
Cash Visibility Initiative
Fedwire® Funds Service
The Fedwire Funds Service is the premier electronic funds-transfer service that banks, businesses and government agencies rely on for mission-critical, same-day transactions. Fedwire Funds Service participants benefit from the finality of payments credited to their Federal Reserve Bank master accounts. Click below to learn more.
Benefits of ISO® 20022 – Explore Now
November 2026 ISO 20022 Release
Operating days for Fedwire Funds Service and National Settlement Service to expand
FedTransaction Analyzer®
Check Services
FRFS Check Services offer financial institutions a variety of electronic and paper check processing options, based on deposit deadlines, level of sorting and credit availability. Explore the links below to learn more.
Duplicate Check Notification
FedPayments Reporter for Check Services
Accelerated Imaged Returns Delivery Service
FedLine® Solutions
FedLine Solutions provide organizations with direct access to Federal Reserve Bank Services critical payment and information services and applications. FedLine Solutions use state-of-the-art technology to facilitate the reliable, highly secure clearing of payments and exchange of related information for organizations and their business and consumer customers. Learn more below.
Explore our catalog of FRFS APIs
2026 FedLine Solutions Services Comparison Matrix (PDF)
Security and Resiliency Assurance Program Resource Center
Discount Window Direct
Quick, easy, online – An institution can borrow from the Discount Window through the new self-service application Discount Window Direct (DWD) (Off-site). The Discount Window is an instrument of monetary policy that allows eligible financial institutions access to funding, usually on a short-term basis, to meet temporary shortages of liquidity. Learn more about DWD at the links below.
Discount Window Direct
DWD Feature Guide
DWD Frequently Asked Questions
Events & Education
Discover resources below on in-person and online events, educational tools and guides, and more.
Industry Events and Industry Engagements
Federal Reserve Bank Webinars
Products and Services Education
Service Fees
2026 FRFS Financial Institution Risk Officer Survey (PDF)
Supplement to the 2024 FRFS Financial Institution Risk Officer Survey (PDF)
Request a Speaker
Representatives from Federal Reserve Financial Services frequently attend live and virtual events to discuss our offerings and payment system advancements. To request a speaker at your event, please review and complete this form.