Stay engaged with Federal Reserve Financial Services
The Federal Reserve values the opportunity to meet and engage with professionals from across the payments landscape at industry events. To continue learning about Federal Reserve Financial Services (FRFS), view the latest news and resources on our offerings and payment system initiatives below.
It’s also easy to stay informed by signing up for timely email communications. For additional ways to reach us, find a contact here.
FedNow® Service (Off-site)
The FedNow Service is an instant payments infrastructure that allows participating banks and credit unions to send and receive transactions within seconds on behalf of their customers – 24 hours a day, seven days a week. Explore resources below to learn about instant payments and the opportunities they provide to financial institutions, businesses, consumers and others in the payments ecosystem.
Product Sheet: Get to Know the FedNow Service (Off-site)
2025 Year in Review (Off-site)
Instant Payment Use Case: Auto loans (Off-site)
Instant Payment Use Cases (Off-site)
Managing Fraud Risk (Off-site)
Industry Stories Hub
Sign up for FedNow News emails (Off-site)
Fraud Mitigation Services and Resources
The Federal Reserve offers a variety of tools to help financial institutions fight fraud and monitor their payments. Explore resources below to learn more.
FedDetect Notification Services suite:
FedACH Anomaly Notification, Duplicate Check Notification and Payee Name Verification
FedACH Risk Origination Monitoring Service
FedNow® Service fraud management capabilities (Off-site)
New AFP Check Fraud Survey and Resources
FraudClassifierSM Model (Off-site)
ScamClassifierSM Model (Off-site)
Scams Mitigation Toolkit (Off-site)
Check Fraud Mitigation Toolkit (Off-site)
Synthetic Identity Fraud Mitigation Toolkit (Off-site)
FedPayments Improvement (Off-site)
The Federal Reserve engages with the industry as a leader/catalyst to facilitate advances in the U.S. payment system that promote integrity, efficiency and accessibility for all. View our work on key initiatives below.
Scams, Swindles – and Solutions (Off-site)
ScamClassifierSM Model (Off-site)
Scams Mitigation Toolkit (Off-site)
Check Fraud (Off-site)
Check Fraud Mitigation Toolkit (Off-site)
Synthetic Identity Fraud Mitigation (Off-site)
Synthetic Identity Fraud Mitigation Toolkit (Off-site)
Account Takeover Fraud (Off-site)
Remote Authentication Fraud (Off-site)
B2B Payments Efficiency (Off-site)
Cross-Border Payments (Off-site)
FedACH® Products & Services
The FedACH Services product suite provides financial institutions with efficient, low-cost batched payment services that enable an electronic exchange of debit and credit transactions through the network. This includes a wide range of easy-to-use transaction and information services that conveniently and seamlessly integrate with all Federal Reserve Financial Services and offer a variety of access and connectivity options. Learn about FedACH products and services below.
How FedACH tools can help you adhere to 2026 Nacha® risk management rules
FedACH Anomaly Notification
FedACH Risk Origination Monitoring Service
FedPayments® Insights Service Product Sheet (PDF)
FedPayments Reporter Service for FedACH Services
FedCash® Services
The Federal Reserve Banks offer FedCash Services to help ensure that depository institutions have sufficient supplies of currency and coin to meet public demand. The Federal Reserve Banks act as a distribution center for the issuance of new currency designed and printed by the Bureau of Engraving and Printing, and for new coins minted by the United States Mint. Learn more about FedCash Services below.
FedCash E-Manifest Service
Cash Visibility Initiative
Fedwire® Funds Service
The Fedwire Funds Service is the premier electronic funds-transfer service that banks, businesses and government agencies rely on for mission-critical, same-day transactions. Fedwire Funds Service participants benefit from the finality of payments credited to their Federal Reserve Bank master accounts. Click below to learn more.
Operating days for Fedwire Funds Service and National Settlement Service to expand
Benefits of ISO® 20022 – Explore Now
FedTransaction Analyzer®
Check Products & Services
The Federal Reserve Banks’ Check Services offer electronic and paper check processing options, based on deposit deadlines, level of sorting and credit availability. Explore the links below to learn more.
New AFP Check Fraud Survey and Resources
Duplicate Check Notification
FedPayments Reporter Service for Check Services
Check Adjustments Services
Accelerated Imaged Returns Delivery Service
FedLine® Solutions
FedLine Solutions provide organizations with direct access to Federal Reserve Bank Services critical payment and information services and applications. FedLine Solutions use state-of-the-art technology to facilitate the reliable, highly secure clearing of payments and exchange of related information for organizations and their business and consumer customers. Learn more below.
Explore our catalog of FRFS APIs available via FedLine Developer
2026 FedLine Solutions Services Comparison Matrix (PDF)
Security and Resiliency Assurance Program Resource Center
Discount Window Direct
Quick, easy, online – An institution can borrow from the Discount Window through the new self-service application Discount Window Direct (DWD) (Off-site). The Discount Window is an instrument of monetary policy that allows eligible financial institutions access to funding, usually on a short-term basis, to meet temporary shortages of liquidity. Learn more about DWD at the links below.
Discount Window Direct
DWD Feature Guide
DWD Frequently Asked Questions
Events & Education
Discover resources below on in-person and online events, educational tools and guides, and more.
Industry Events and Industry Engagements
Federal Reserve Bank Webinars
Products and Services Education
Service Fees
2024 FRFS Financial Institution Risk Officer Survey (PDF)
Supplement to the 2024 FRFS Financial Institution Risk Officer Survey (PDF)
Information Services
The Federal Reserve Bank’s Information Services empower your institution to more effectively analyze and report on payments. Information Services provide valuable current and historical reporting and complement existing industry solutions.
Exception Resolution Service
FedTransaction Analyzer
FedPayments Insights
FedPayments Reporter for FedACH
FedPayments Reporter for Check
Request a Speaker
Representatives from Federal Reserve Financial Services frequently attend live and virtual events to discuss our offerings and payment system advancements. To request a speaker at your event, please review and complete this form.