FedPayments^® Reporter Service for Check Services Frequently Asked Questions

DI Check Advanced Notice Return Report
DI Check Advanced Notice Payor Report
Corporate Check Payor Report

1. What items are included on the reports?

   The report lists all return/forward items received and accepted by the Federal Reserve Banks for the BOFD/Payor Bank up to that point on a given processing date, with an amount equal to or greater than the dollar value threshold set by the DFI for the report. The report may include items that have not yet been presented. If no items are available at the report generation time, the report will still be generated indicating that no items were available.

2. What is the format of the reports?

   There are two report formats available. Both reports contain the same information about the return/ forward items, but one option includes the check images.

   • A non-image report in Microsoft^® Excel^® format lists each return/forward item available at the time the report is generated.
   • An image report in PDF format lists each return/forward item available at the time the report is generated, including a rendering of the front and rear images of the items.

3. How many items are included on the report?

   The Excel non-image report will list up to 20,000 items, and the PDF image report will include up to 100 items.

4. What information is included in the reports?

   The reports contain the following data:

   • Check amount
   • Return reason code and description, if applicable
   • BOFD information
   • Payor information
   • Receipt Date and Time
   • Presentment Date and Time (i.e., when items either were or are scheduled to be presented)

   Sample reports are available here.

5. At what times will the reports be available?

   The DFI Level Check Advanced Notice Return and DFI Level Check Advanced Notice Payor Reports can be scheduled at 4:30 p.m. ET, 5:30 p.m. ET, and on the hour between 4 p.m. – 2 p.m. ET Monday through Friday, excluding bank holidays. They are also available at 6 a.m. ET on Saturday.

   The Corporate Level Check Advanced Notice Payor Report can be scheduled for 10 a.m. ET and/or 12 p.m. ET each weekday, excluding bank holidays.

   Reports can be scheduled for creation and delivery at the beginning of each hour (unless indicated otherwise below) during the following periods (Eastern Time):

   Monday - Friday

   Check Processing Day (excluding bank holidays)

   	Day 0 and Time					Day 1 and Time
   Report Name	4 p.m.	4:30 p.m.	5 p.m.	5:30 p.m.	6 p.m. - 12 a.m.	12 a.m. - 2 p.m.
   DFI - Advanced Notice Return Report
   DFI - Advanced Notice Payor Report
   Corporate - Payor Report						10 a.m. and 12 p.m.

   Saturday

   DFI - Advanced Notice Return Report and DFI - Advanced Notice Payor Report at 6 a.m.

6. Will Check reports be delivered to the same secure portal as ACH reports?

   The reports will be delivered as encrypted emails and will leverage the same ZixCorp site as FedPayments^® Reporter Service for FedACH^® Services. Customers with ZixCorp will receive the emails directly in their inbox. Non-ZixCorp customers will receive the emails into the same Internet portal as FedPayments^® Reporter Service for FedACH^® Services.

7. How are my corporate customers set up to receive the report?

   Corporate Check reporting is self-administered through the FedPayments^® Reporter Service for FedACH^® Services. The FedPayments Reporter Service for FedACH Services also includes scheduling for check corporate reporting and you can use the same company account number configurations already defined or set up new company configurations if the corporate account numbers are different for check versus ACH.

8. Are there any concerns with the completeness of the check account numbers for corporate reports?

   The service matches the account numbers configured for the corporate in the FedPayments^® Reporter Service to the account numbers on the forward checks in order to create the reports. Banks that use the electronic check repair service should expect to receive more complete corporate check reports than those that currently do not use the electronic repair service. However, it is not a prerequisite that the electronic repair service is used by the bank in order to receive corporate check reports.

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