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FedPayments® Insights Service helps your institution understand competitor activity

The FedPayments Insights Service helps your institution analyze its FedACH® activity, discover trends more quickly and make data-driven decisions. Now, new features make it easier to view your received ACH data and analyze how other financial institutions and their originators impact your institution.

Which companies or financial institutions are debiting my financial institution’s customers?

The ACH Payments Trends report in FedPayments Insights allows you to drill down to an Originator Summary report by day or month for FedACH payments your financial institution originated or received during the previous two years. This Originator Summary report now allows you to view activity by Originator Name, which groups a company’s multiple Originator IDs for a more complete picture of their total impact. Similarly, the report can be grouped by Originator ID, consolidating for analysis multiple Originator Names used by a single organization (e.g., a property management company). Hyperlinks allow you to view the underlying transactions by customer.

How is my competitor’s transaction activity trending at my financial institution?

The ACH Payment Trends report in FedPayments Insights now allows you to filter your search for another company’s Originator ID, allowing you to view competitors’ received activity over time. You can drill down to transaction-level account details and dollar amounts. Results can be downloaded to Microsoft Excel®-compatible data files for additional analysis.

About FedPayments Insights

The FedPayments Insights Service, accessible through the FedLine Web® Solution and FedLine Advantage® Solution, is designed to help inform your operational, risk management and strategic decision-making. Multiple visualization options with drill-down capabilities make information more accessible and provide a means to extract useful operational and business value. You easily can interact with and review daily and historical trends. Six years of your institution’s FedACH summary-level data is accessible immediately upon activation, along with two years of detailed transaction information.

Ready to sign up?

Review Operating Circular 4, Automated Clearing House, Appendix F4: FedPayments Insights Service, before submitting Part 6G (PDF) of the FedACH Participation Agreement to the location listed on the form.

For current FedLine® Solutions customers, an End User Authorization Contact (EUAC) with authority to manage access for FedACH Services should submit a Subscriber request via the EUAC Center within FedLine Home to grant new subscribers access or modify current subscribers' access to include the FedPayments Insights Service. Otherwise, the organization must first submit an EUAC Form (PDF) to authorize its EUAC to manage access to FedACH Services. If you have questions, contact FedACH and Check Services Customer Support or submit a contact request to ask your relationship manager to reach out to you.


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