Photocopies in lieu of lost originals for Canadian Postal Money Orders cannot be included in forward collection cash letters. The original check must be located and deposited in a separately sorted Canadian Cash Letter. If all options to locate the original PMO have been exhausted, then:
Use Investigation Type (ITYP) Photo in Lieu (PIL), Product Class (PROD) Foreign Item (FRN) and Entry Type (ETYP) Request for Information (RFI). All adjustments are done on a without-entry basis.
In the comments (COM) write: Need credit for Indemnified Canadian PMO Photocopy.
See the below sample of a properly formatted indemnity statement:
"This is a photographic facsimile of the original check which was endorsed by the undersigned and reported missing or destroyed while in the regular course of bank collection. All prior and any missing endorsements and the validity of this facsimile are hereby guaranteed, and upon payment hereof in lieu of the original check, the undersigned will hold each collecting bank and the payor bank harmless from any loss suffered, provided the original check is unpaid and payment is stopped thereon."
Bank Name _____________________________
Routing Number ______________________________
|Reporting Time Frame||Federal Reserve Bank Action|
For more information about check adjustment services, visit the Check Adjustments Services page.