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Late Return Claim (LC) ($100 or greater)

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ITYP Description | Proper Usage

Late Return Claim (LC) - Depository institution alleges a check or an electronic item was returned late.

If you discover an LC, submit an adjustment request to the Federal Reserve.

Note: A Late Return Claim may be used only once for each return.

Your Action

Submit an Electronic Case or Adjustment Request Form (PDF).

Information about Late Return Claim (LC) reporting time frames and actions.
Reporting Time Frame Federal Reserve Bank Action
Within two calendar months
of the return letter date.
Same day entry - provided requirements are met.*
After two calendar months, but within one calendar year
of the return letter date.
Same day acknowledgement - Provided requirements are met.*

No Entry. Advise the requesting institution to deal directly with the offsetting institution.

Respond to request within twenty business days.

Required Attachments

A legible copy of the completed Bank's Claim of Late Return form (PDF) and a legible photocopy of the front and back of the item. Refer to the instructions (PDF) and example (PDF) for more information on the required form.

Also, refer to the Documents to Follow (DTF) Image/Archive Reference Guide and the Check Adjustments Tips: Verify electronic requests and /or supporting documentation were received by the Federal Reserve Banks for more information on DTFs.

Required Fields

Information about Late Return Claim (LC) reporting field names, forms and FedLine messages.
Field Name Paper Form FedLine CA1000 Message
Sender ABA (SNDR) Your institution's ABA #, name, street address, city, phone #, contact name and respondent’s ABA # (if applicable) Auto-fills with your 9-digit ABA #
Receiver ABA (RCVR) Receiving Federal Reserve Bank's name and/or ABA # Federal Reserve Bank ABA # from drop-down list
Case Investigation Type (ITYP) Late Return Claim LC
Message Type (MTYP) Open (OPEN) Auto-fills with OPEN
Case Amount (AMT) Amount of the return item
Entry Type (ETYP) Credit CR
Sender Reference Number (SREF) Your institution's case # (max of 14 characters)
Contact Information (CNTC & TELE) Contact name, address and telephone number Contact name and telephone number
From Cash Letter ABA (FCL) & To Cash Letter ABA (TCL) The Federal Reserve sent the return letter to your institution
FCL - Federal Reserve's ABA #
TCL - Your institution's ABA #
Product Type (PROD) Return (RTN) RTN - return
Attachment (DTF) Attachment Attachment code from drop-down list
Cash Letter or Entry Date (CLED) Date of the return letter charge

*Same Day Entry/Acknowledgement Requirements

All electronic adjustment requests received by 5:00 p.m. ET with complete information will receive same day entry/acknowledgement. Supporting documentation, commonly referred to as Documents to Follow (DTFs) must be received within five business days of receipt of the electronic request. If the DTF is required and not received within five business days, the request will be resolved back to the requester and any provisional entry will be reversed.

All paper adjustment requests received at the Check Adjustments Centralized Data Entry Site by 11:00 a.m. ET with complete information and documentation will receive same day entry/acknowledgement.

Select an Error Type

Retired Investigation Types

The following investigation types are outdated and have minimal usage. These investigation types were eliminated on May 22, 2017.

Select an Error Type

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