Unauthorized Electronically Created Item (UECI)
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ITYP Description | Proper Usage
Unauthorized Electronically Created Item (UECI) – Used by the Paying Bank to request a credit entry regarding their allegation an electronically created item was not authorized by the person on whose account the electronic item was created in the amount stated on the item or to the payee stated on the item. Only one of these conditions must be met.
An Electronically Created Item is defined under Regulation CC as an electronic image that has all the attributes of an electronic check or electronic returned check but was created electronically and not from a paper check.
If you discover a UECI, submit an adjustment request to the Federal Reserve.
Submit an Electronic Case or Adjustment Request Form (PDF).
The temporary extension of the reporting time frame on Unauthorized Remotely Created Checks (URCCs) from within 90 calendar days of the cash letter date to within 150 calendar days of the cash letter date due to COVID-19 has been discontinued. We have reverted back to the previous reporting time frame requirements of within 90 calendar days of the cash letter date.
Reporting Time Frame and Federal Reserve Bank Action
|Reporting Time Frame||Federal Reserve Bank Action|
|Within 90 calendar days
of the cash letter date.
|Same day acknowledgement - Provided requirements are met.* Provide entry within 20 business days.|
|After 90 calendar days
of the cash letter date.
|Same day acknowledgement - Provided requirements are met.* No entry. Request is more than 90 calendar days old and is not eligible for handling through adjustments channels.|
A copy of the customer's written statement asserting under oath that the electronically created item was unauthorized.
Although a specific form is not required, the customer statement must clearly indicate that it was asserted under oath and must contain the Regulation CC language that serves as the basis for the indemnity claim - that the person or entity on whose account the electronically created item is drawn did not authorize the issuance of the item in the amount stated on the item or to the payee stated on the item.
|Field Name||Paper Form||FedLine CA1000 Message|
|Sender ABA (SNDR) and Contact Information||Your institution's ABA number, Name, Street Address, City, State, Contact Telephone Number (TELE), Contact Name (CNTC) and Respondent's ABA number (if applicable)||Auto-fills with your institution’s 9-digit ABA number. Contact Name (CNTC) and Contact Telephone Number (TELE).|
|Receiver ABA (RCVR)||Receiving Federal Reserve Bank's name and/or ABA number||Auto-fills with the Federal Reserve Bank’s ABA number 061000146|
|Case Investigation Type (ITYP)||Unauthorized Electronically Created Item (UECI)||Unauthorized Electronically Created Item (UECI)|
|Message Type (MTYP)||Open (OPEN)||Open (CA1000)|
|Case Amount (AMT)||Amount of the item||Amount of the item|
|Entry Type (ETYP)||Credit (CR)||Credit|
|Sender Reference Number (SREF)||Your institution’s case number (max of 14 characters)|
|From Cash Letter ABA (FCL) & To Cash Letter ABA (TCL)||The Federal Reserve sent the cash letter to your institution
FCL - Federal Reserve Bank's ABA number
TCL - Your institution's ABA number
|Product Type (PROD)||Forward (FWD)||Forward|
|Cash Letter or Entry Date (CLED)||Date of the cash letter|
|Cash Letter Total (CLT)||Cash letter total in which the item involved in the claim is contained|
|Tape Total (TT)||Tape/bundle total in which the item involved in the claim is contained|
|Sequence Number (SEQ)||The Federal Reserve Bank's item sequence number (ISN) of the item involved in the claim|
|Item Before Amount (IBEF)||Dollar amount of the item listed on the cash letter detail listing before the item involved in the claim. If the item involved in the claim is the first item, then enter .00.|
|Item After Amount (IAFT)||Dollar amount of the item listed on the cash letter detail listing after the item involved in the claim. If the item involved in the claim is the last item, then enter .00.|
*Same Day Entry/Acknowledgement Requirements
All electronic adjustment requests received by 5:00 p.m. ET with complete information will receive same day entry/acknowledgement. Supporting documentation (attachments) must be provided at the same time the electronic adjustment message is submitted.
All paper adjustment requests received at the Check Adjustments Centralized Data Entry Site by 11:00 a.m. ET with complete information and documentation will receive same day entry/acknowledgement.
Select an Error Type
- Disposition (DISP)
- Duplicate Entry (DUP)
- Encoding Error (ENC)
- Entry in Error (ERR)
- Entry in Error (ERR) Claim of Damage
- Information Request (INFO)
- Late Return Claim (LC)
- Late Return Disclaimer (LR)
- Listed Not Enclosed (LNE)
- Missing Cash/Return Letter (MCL)
- Non-Cash Item (NCH)
- Non-Receipt of Cash/Return Letter Credit (MCL)
- Not Our Item (NOI)
- Original or Sufficient Copy Request (OSCR)
- Paid Item (PAID)
- Photo in Lieu (PIL)
- Photocopy Request (PREQ)
- Remote Deposit Capture (RDC) Item
- Source of Receipt (SOR)
- Unauthorized Electronically Created Item (UECI)
- Unauthorized Remotely Created Check (URCC)
- Warranty/Indemnity Claim (WIC) Check 21 or Electronically Created Item (ECI)
- Wrong Payee Credited (WPC)
Retired Investigation Types
The following investigation types (ITYPS) have been retired and are no longer in use as an ITYP. Refer to each ITYP for action steps should the need arise to report the error condition or service request.
Select an Error Type
- Advice Request (AREQ)
- Enclosed Not Listed (ENL)
- Expedited Recredit (EXRC)
- Extra Bundle (EBDL)
- Extra Cash Letter (ECL)
- Free Item (FREE)
- Listing Error (LST)
- Missing Bundle (MBDL)